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Author(s):McSwain, C., Cunningham, A., Erisman, W., and Merisotis, J
Title:Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Organization:Institute for Higher Education Policy
Short Description:This report discusses the ability of specific policy options in strengthening the Pell Grant program to meet the significant financial needs of low-income students.
Annotation:This report discusses the ability of specific policy options in strengthening the Pell Grant program to meet the significant financial needs of low-income students. These policy options include: raising the appropriated maximum Pell Grant award; raising both the minimum and appropriated maximum Pell Grant awards; and adjusting federal need analysis to allow for a negative expected family contribution (EFC).
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Associated Keywords:
College Access
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students
National Perspectives
Need-based Aid
Pell Grants

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Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
NSLDS student access: National sudent loan data system
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
Need versus merit: Focusing student financial aid for diversity
California trends in student aid: 1994-95 to 2003-04
Quality, affordability and access: Americans speak on higher education
The student debt dilemma: Debt aversion as a barrier to college access
Postsecondary institutions in the United States: Fall 2004 and degrees and other awards conferred: 2003-04
Postsecondary education opportunity
Pell Institute for the Study of Opportunity in Higher Education
Undocumented immigrant students: A very brief overview of access to higher education in California
Reframing the student loan costing debate: The benefits of competition
Foster youth: Tips for completing the FAFSA (2008-09)
How Latino students pay for college: Patterns of financial aid in 2003-04
Questions that matter: Setting the research agenda on access and success in postsecondary education
Transitions to college: From theory to practice
Public attitudes on higher education
Policy on dual credit courses taught in high schools by high school faculty
Course corrections: Experts offer solutions to the college cost crisis
NCHEMS information center
The impact of demographic changes on higher education
Financial aid: A shared agenda to achieve access and success for under-served students
Educational needs index
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Correcting course: How we can restore the ideals of public higher education in a market-driven era
Access and persistence: Summer 2005
Fixing the formula: A new approach to determining independent students' ability to pay for college
Access and persistence: Fall 2005
Admission possible
NDSFA: Recommendations for improving federal aid delivery
Creating college opportunity for all: Prepared students and affordable colleges
Eliminating complexity and inconsistency in federal financial aid programs for higher education students: Towards a more strategic approach
Pell grant shares of undergraduate enrollments
State of college admission 2007
Postsecondary Education English Spanish Glossary
Financial aid issues for students from low income families
State Student Assistance Commission of Indiana
Midwest PERL: Postsecondary education resource library
36th annual survey report on state-sponsored student financial aid, 2004 - 2005 academic year
U.S. Department of Education: The Hope Scholarship and Lifetime Learning Credit
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
2003 Status report on the federal education loan programs
Student financing of undergraduate education: 1999-2000
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Financing higher education
Private loans and choice in financing higher education
Changes in Pell grant utilization at Indiana Title IV institutions from 1992 to 2003
When saving means losing: Weighing the benefits of college-savings plans
What we know about access and success in postsecondary education: Informing Lumina Foundation's strategic direction
It’s all relative: The role of parents in college financing and enrollment
College affordability in jeopardy: The rising price of higher education
Network news: Focus on finance policy, access, and affordability
Socioeconomic status, race/ethnicity, and selective college admissions
Trends in student aid 2003
Hope works: Student use of education tax credits.
Student success: Statewide P-16 programs
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Finding the right college for you
Transfer students: Planning your successful college transfer
Don't get scammed on your way to college!
Using EPAS™ to evaluate school-based intervention programs: GEAR UP
Education watch Florida: Key education facts and figures 2006
Forming a college-going community in U.S. public high schools
Return on investment: Educational choices and demographic change in California's future
Creating options 2007: Financial aid for individuals with disabilities
FAFSA: Free Application for Federal Student Aid
Graduation matters: Improving accountability for high school graduation
Council for Adult and Experiential Learning
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Renewing the promise: The public universities in a transforming world
Education watch Alabama: Key education facts and figures 2004
Project on student debt: State by state data
Trends in student aid 2007
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
Indiana Chafee Education and Training Voucher (ETV) Program
The turnaround challenge: Why America's best opportunity to dramatically improve student achievement lies in our worst-performing schools
College Board scholarship search
Black college dollars: 2007-2008 Directory of scholarships for African-American students
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
Unintended admission consequences of federal aid for homeschoolers
Study of the effect of the Talent Search program on secondary and postsecondary outcomes in Florida, Indiana and Texas
Catching the Dream
American Indian Education Foundation: Tools for success scholarship handbook
Destination university: A guide to college for students and their families (Spanish Version)
Trends in college pricing 2006
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Federal requirements for homeschoolers seeking college admission and financial aid
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
The federal government and the student aid partnership
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for twelve states
Academic pathways to college: Policies and practices of the fifty states to reach underserved students
College access marketing campaigns: Influencing college-going behaviors of underrepresented students
The college and financial aid guide for: AB540 undocumented immigrant students
High hopes, big debts
Thinking outside the box: Policy strategies for readiness, access, and success
Hidden in plain sight: Adult learners forge a new tradition in higher education
Keeping America's promise: A report on the future of the community college
A whole 'nother world: Students navigating community college
Low income student scholarships
Promoting school readiness through universal preschool
Consolidation loans: Redesign options and considerations
After Michigan, what? Next steps for affirmative action
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
No way out: Student loans, financial distress, and the need for policy reform
Graduating with debt: The biggest threat to young American's financial well-being?
Income and financial aid effects on persistence and degree attainment in public colleges
Student loan forgiveness programs
Deciding on postsecondary education
National Association for College Admission Counseling: Statement of prinicples of good practice
Improving academic preparation for college: What we know and how state and federal policy can help
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Helping foster youth and wards of the court complete the FAFSA
Community colleges: A route of upward economic mobility
FinAid: Income-based repayment
Cracking the books: Policy measures to contain textbook costs
Cost, commitment, and attainment in higher education: An international comparison
National opportunity to learn campaign: Lost opportunity: A 50 state report on the oppotunity to learn in America
National opportunity to learn campaign: State data and analysis
Characteristics of private student loan borrowers who do not use federal education loans
Transforming America's community colleges: A federal policy proposal to expand opportunity and promote economic prosperity
Connext Postsecondary Assessment System
Integrated Postsecondary Education Data System (IPEDS)
Institutional aid survey
Loan forgiveness for public service employees
Factors affecting the use of student financial assistance by first nations youth
Immigrant parents' investments in their children's post-secondary education
Inequalities at the outset: Identifying factors that affect parents' perceptions of paying for college
The 2008 amendments to the Higher Education Act: Are we on the right track?
Postsecondary institutions and price of attendance in the United States: Fall 2008 and degrees and other awards conferred: 2007-08, and 12-month enrollment 2007-08
Measuring the effectiveness of student assistance - Annual report 2006
Loan forgivness for public service employees
Student loans: Avoiding deceptive offers
Parent and student guide to federal tax benefits for tuition and fees for tax year 2007
The poor and the rich: A look at economic stratification and academic performance among undergraduate students in the United States
Ready to assemble: A model state higher education accountability system
The Condition of Latinos in education: 2008 Factbook
A brief history of veterans' education benefits and their value
Given half a chance: The Schott 50 state report on public education and black males
Ronald McDonald House Charities (RMHC) Scholarship Program
Woodrow Wilson Fellowships
Modeling Hispanic-Serving Institutions (HSIs): Campus practices that work for Latino students
Adult learning in focus: National and state-by-state data
Strategic directions in Indiana education
Early intervention programs: Opening the doors to higher education
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Gates Millennium Scholars Scholarships
Federal Aid First
Education Finance Council
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
Facts about college access and affordability
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Delta project on postsecondary education costs, productivity, and accountability
Reaching higher with accountability (working paper)
Does money matter?
Report on the meta-analysis of post-secondary institutional graduate surveys
The price of knowledge: Access and student finance in Canada
Canadian college student finances
ACE Online Information Center
Student debt and the class of 2008
Benchmarks: WICHE Region 2009
No time to lose: Why America needs an education amendment to the US Constitution to improve public education
Canadian college student finances: Third edition (2005)
The Millennium Foundation Bursary in Manitoba: Exploring Its impact
The 2003 Ontario College Applicant Survey
A family affair: The impact of paying for college or university
Investing in their future: A survey of student and parental support for learning
Work less, study more, & succeed: How financial supports can improve postsecondary success
Assessing the use and impact of ECMC Foundation's Realizing the College Dream curriculum
Bridging the gaps to success: Promising practices for promoting transfer among low-income and first generation students: An in-depth study of six exemplary community colleges in Texas
Paying for college: Students from middle-income backgrounds
The American Freshman: National norms for Fall 2009
New York City's Strategy for Improving High Schools: An Overview
Expanding access and opportunity: The Washington State Achievers Program
College Savings Foundation
La Plaza's scholarship and financial aid guide for Latino's in Indiana - Fall 2009
La Plaza's scholarship and financial aid guide for Latino's in Indiana - Fall 2009 (Spanish language version)
Higher education performance funding 2.0 - Funding degrees (tip sheet)
Student loan forgiveness programs: An evolving workforce development tool
Insuring college failure risk
For-profit colleges: Undercover testing finds colleges encouraged fraud and engaged in deceptive and questionable marketing practices
Insulating the education pipeline to increase postsecondary success
Framework for providing all students an opportunity to learn through reauthorization of the elementary and secondary education act
National Opportunity to Learn Campaign
Trends in College Spending (TCS) Online
Maintenance of effort: An evolving federal-state policy approach to ensuring college affordability
Restructuring 'restructuring': Improving interventions for low-performing schools and districts
A portrait of low-income young adults in education
Putting students ahead of private banks: Student Aid and Fiscal Responsibily Act (SAFRA) myths-facts
Income Based Repayment Calculator
Current challenges and opportunities in preparing rural high school students for success in college and careers: What federal policymakers need to know
Why is college so expensive?
Youth in foster care: Easing the transition to adulthood
Winning by degrees: The strategies of highly productive higher-education institutions
Proposed legislative changes to the post-9/11 GI Bill: Potential implications for veterans and colleges
Filling in the blanks: How information can affect choice in higher education
Profiting from health care: The role of for-profit schools in training the health care workforce
We dream a world: The 2025 vision for black men and boys
Top 10 higher education state policy issues for 2011
Measuring success by degrees: The status of college completion in SREB states
The rise of college student borrowing
2012 Household financial planning survey
The student loan default trap: Why borrowers default and what can be done
Preparing high school students for college: An exploratory study of college readiness programs in Texas
Getting ready for success: Bridging the gap between high school and college in Tacoma, Washington
Denied? The impact of student debt on the ability to buy a house
How America pays for college 2012
Consumer guide to changes in Federal Pell grants and student loans for 2012-13
Balancing passion and practicality: The role of debt and major on students' financial outcomes
A better affirmative action: State universities that created alternatives to racial preferences
College is affordable: A pilot study
The missing "one-offs": The hidden supply of high achieving, low-income students
Opportunities for efficiency and innovation: A primer on how to cut college costs
Making summer count: How summer programs can boost children's learning
Reawakening the dream deferred: Can comprehensive intervention programs increase college awareness among at-risk students?
2008-09 Baccalaureate and beyond longitudinal study (B&B:08/09)
Unlocking doors and expanding opportunity: Moving beyond the limiting reality of college and career readiness in California high schools
Some states still leave low-income students behind; Others make surprising gains
Using data and inquiry to build equity-focused college-going cultures
Cheap for whom? How much education costs taxpayers
The expansion of private loans in postsecondary education
The road ahead: A look at trends in the educational attainment of community college students
State Policies Affecting the “Adult Re-Entry Pipeline” in Postsecondary Education: Results of a Fifty-State Inventory
The price of poverty in big time college sport
The relevance of Asian Americans and Pacific Islanders in the college completion agenda
Meeting the challenge: The role of school leaders in turning around the lowest-performing high schools
PISA 2009 results: What students know and can do: Student performance in reading, mathematics and science
Piling it on: The growth of proprietary school loans and the consequences for students
Service members in school: Military veterans' experiences using the post-9/11 GI Bill and pursuing postsecondary education
Beyond basic skills: State strategies to connect low-skilled students to an employer-valued postsecondary education
Front and center: Critical choices for higher education
The college keys compact: 2011 catalog of effective practices: Programs and practices that expand options for students from low-income backgrounds
The transition to adulthood: How states can support older youth in foster care
Presidential leadership for public policy: A special report by the National Center for Public Policy and Higher Education
Off the clock: What more time can (and can't) do for school turnarounds
State HIgher Education Finance 2011
Survey of income and program participation data on educational attainment
Hiring and higher education: Business executives talk about the costs and benefits of college
Make me a match: Helping low-income and first generation students make good college choices
How America pays for college 2011
The College Keys Compact: Getting into college: Postsecondary academic undermatch
NASSGAP - National Association of State Student Grant & Aid Programs: State data quick check
Trends in college spending, 1999-2009
Repository of resources for undocumented students
2011 Survey of differential tuition at public higher education institutions
Borrowers on hold: Student loan collection agency complaint systems need massive improvement
2012 Education appropriations guide
Does federal student aid raise tuition? New evidence on for-profit colleges
Pathways to success: Integrating learning with life and work to increase national college completion
Raising job quality and skills for American workers: Creating more effective education and workforce development systems in the states
Open educational resources: Tools to help 21st century students achieve their postsecondary eduation goals and keep America competitive
The economic value of opportunity youth
Opportunity road: The promise and challenge of America's forgotten youth
Challenging success: Can college degree completion be increased as states cut budgets?
Cohort default rates in context
EFC Formula, 2012-13
Federal education tax benefits: Who receives them and to what extent do they shape the price of college attendance?
Net tuition and net price trends in the United States: 2000-2009
For profit schools: Experiences of undercover students enrolled in online classes at selected institutions
Men of color: Ensuring the academic success of Latinos in higher education
Testing the impact of Higher Achievement's year-round out-of-school time program on academic outcomes