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Author(s):Lassar, T., Clancy. M., McClure, S.
Title:Toward more inclusive college savings plans: Sample state legislation
Organization:Center for Social Development
Short Description:To make higher education a viable option for all children in this country, it is important to offer a saving structure that serves families at all income levels. The inclusive 529 policy strategies discussed in this report are informed by existing policies in the states, and guided by the ideal of providing a savings account, as early as birth, to all children.
Annotation:To make higher education a viable option for all children in this country, it is important to offer a saving structure that serves families at all income levels. The inclusive 529 policy strategies discussed in this report are informed by existing policies in the states, and guided by the ideal of providing a savings account, as early as birth, to all children. A number of states have enacted legislation to make college savings plans more accessible and easier to use by families at all income levels. This report identifies the following key policy strategies that some states currently use to promote participation for all residents within their direct sold 529 college savings plan. These strategies are to: 1) facilitate enrollment and contributions, 2) remove saving disincentives, 3) increase saving incentives, and 4) strengthen tax benefits.
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Associated Keywords:
College Access
Financial Aid, Affordability, Tuition, and Costs
Saving for College

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Net tuition and net price trends in the United States: 2000-2009
Prison vs. Princeton
Unbundling youth, family, and community involvement in college access: On the ground in Austin, Texas
Opportunity road: The promise and challenge of America's forgotten youth
Fall 2011: Estimated headcount enrollment and Pell Grant trends
Black male student success in higher education: A report from the national black male college achievement study
Dramatically bringing down the cost of education with OER: How open education resources unlock the door to free learning
Debt to degree: A new way of measuring college success
Unequal aid: Discriminatory treatment of gay and transgender applicants and families headed by same-sex couples in the higher education financial aid process
Trends in community college education: Enrollment, prices, student aid, and debt levels
Opportunities for efficiency and innovation: A primer on how to cut college costs
Making summer count: How summer programs can boost children's learning
2008-09 Baccalaureate and beyond longitudinal study (B&B:08/09)
Unlocking doors and expanding opportunity: Moving beyond the limiting reality of college and career readiness in California high schools
Presidential leadership for public policy: A special report by the National Center for Public Policy and Higher Education
The transition to adulthood: How states can support older youth in foster care
Trends in the receipt of Pell Grants: Selected years 1995-96 to 2007-08
Trends in student financing of undergraduate education: Selected years, 1995-96 to 2007-08
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
Putting money on the table: Information, financial aid, and access to college
Re-imagining community colleges in the twenty-first century
The facts: Postsecondary access and success
Socioeconomic stratification of community college transfer access in the 1980s and 1990s: Evidence from HS&B and NELS
College readiness issue brief: Early commitment of financial aid: Individual development accounts (IDAs) for higher education
Canadian college student finances: Third edition (2005)
Pressure points in student financial assistance: Exploring the “Making Ends Meet” database
Deciding about post-secondary education: Hearing the voices of non-attendees
Why stop after high school?: A descriptive analysis of the most important reasons that high school graduates do not continue to PSE
Does money matter?
The price of knowledge 2004: Access and student finance in Canada
State and community-based promise programs: Early commitments of financial aid for college
“Why access matters” revisited: A review of the latest research
Easing the middle-class burden: An Examination of the implications of reducing parental contributions to post-secondary study
Mind the access gap: Breaking down barriers to post-secondary education
The 2008 amendments to the Higher Education Act: Are we on the right track?
Trends in student aid 2009
Measuring the Effectiveness of Student Assistance (MESA) -- Annual Report 2007
IDAs and financial aid: Understanding the puzzle and sharing best practices
Getting with the program: Community college students need access to federal loans
Inequalities at the outset: Identifying factors that affect parents' perceptions of paying for college
How much are college students borrowing?
Making high school students into "college material"
Improving lives: State and federal programs for low-income adults (searchable database)
How America pays for college 2009: A national study by Gallup and Sallie Mae
Public institution and university system financial conditions survey
Loan forgiveness and tax deduction benefits for college admission counseling professionals
State early commitment programs: A contract for college success?
What does a college degree cost? Comparing approaches to measuring "cost per degree"
Cost, commitment, and attainment in higher education: An international comparison
Benefitting whom? For-profit education companies and the growth of military educational benefits
Ready by 21 case study: Austin, TX
Class differences: Online education in the United States, 2010
Tapping HSI-STEM funds to improve Latina and Latino Access to STEM professions
Degree completion beyond institutional borders: Responding to the new reality of mobile and non-traditional learners
Lumina Foundation focus: The cost quandary: Hard times intensify the nation's urgent need for college graduates
Student poll: Many college-bound students report difficulty affording a college education
Student debt and the class of 2009
Something's got to give: California can't improve college completions without rethinking developmental education at its community colleges
Education pays 2010
Trends in College Spending (TCS) Online
Southern Regional Education Board: Moving Ahead: State progress reports on Challenge to Lead goals
Why is college so expensive?
Paying and saving for college
Tuition-setting authority and deregulation at state colleges and universities
Maintenance of effort: An evolving federal-state policy approach to ensuring college affordability
Guiding the way to higher education: Families, counselors, and communities together
The 'bottom' seventy percent: What America's elite institutions of higher learning owe to everyone else
Paying for college: Students from middle-income backgrounds
Indiana's guide to paying for college: Step-by-step tips to help high school seniors apply for financial aid
Squeeze play 2010: Continued public anxiety on cost, harsher judgements on how colleges are run
Tuition and fees in public higher education in the West: 2009-10
Indiana's Cash for College
Good data. Better policy. Stronger commitment. Improved outcomes.
Student debt 101
Expanding access and opportunity: The Washington State Achievers Program